- PROTECT AN EMV CARD UPDATE
- PROTECT AN EMV CARD PORTABLE
- PROTECT AN EMV CARD VERIFICATION
- PROTECT AN EMV CARD CODE
Be sure to insert the chip end of your card into You can still use your card to get cash, check your balance and more. Or select CREDIT and sign for your purchase, if necessary. If a merchant is not yet chip-enabled, simply swipe your card and enter your PIN. You can use your card at millions of places that accept Visa Debit Cards, at home and around the world. If your card is ever lost, stolen or fraudulently used, you're protected by Visa's Zero Liability Policy 1. Am I still protected against unauthorized charges?.
PROTECT AN EMV CARD CODE
This code is virtually impossible to counterfeit and helps reduce in-store fraud. How does chip technology protect my information?Įvery time you use your card at a chip-enabled terminal, the embedded chip generates a one-time use code.When your existing card expires, it will be replaced with a new chip-enabled card.
Once you activate your new card, please destroy your existing card for security reasons. If you would like to have one immediately please visit a branch to have an EMV card created. Do I need to apply for one?Īs a TCU cardholder, you will automatically receive a new chip-enabled card sometime in the next 12 months. How Can Consumers Protect Themselves From EMV Chip Fraud Although EMV chip-enabled cards have more security features than magnetic stripe cards, it’s still important to be vigilant about preventing fraudulent transactions. I have not received a chip-enabled card yet. The criminals can use the EMV chips they swiped to initiate fraudulent charges on the card. You can count on the same level of benefits you always have.
PROTECT AN EMV CARD UPDATE
Be sure to update your information with billers that charge your card regularly.ĭoes my new card have all the same benefits? You will have the ability to customize your PIN via a voice response unit by following the instructions that come with your PIN.
PROTECT AN EMV CARD VERIFICATION
Your card number, PIN and CVV (3 digit verification code) will change. Be sure to insert the chip end of your card into the ATM with the chip facing up. You can use your chip-enabled card at the ATM just like always. The terminal you use will prompt you to either enter a PIN or sign for the purchase.Ĭan I still access my account at the ATM? So if a merchant is not yet chip-activated, you can still swipe your card to pay.ĭo I need to enter a PIN to pay with a chip-enabled card? In addition to the embedded chip, your new card also features a magnetic stripe on the back.
If you remove your card too soon, your transaction will be canceled. This prevents stolen data from being fraudulently used. While your card is in the chip-activated terminal, the embedded chip creates a unique transaction code. Why do I need to leave my card in the terminal?
PROTECT AN EMV CARD PORTABLE
At a restaurant, a portable terminal may be brought to your table. Then, remove your card from the terminal when prompted and take your receipt. First, insert the chip end of your card into the terminal with the chip facing up and follow the prompts on the screen. The checkout process is only slightly different than usual. Whether you check out using chip technology or swipe your card, you can pay with confidence at millions of places worldwide. More places than ever now accept Visa cards. This prevents stolen data from being fraudulently used. How does my chip-enabled card protect my information?Įvery time you use your card at a chip-activated terminal, the embedded chip generates a unique transaction code. There are no additional fees to use your new card. Will I have to pay any fees to use my chip-enabled card? It still provides all the same features and benefits you currently receive, in addition to enhanced security and global acceptance. Your new chip-enabled TCU card replaces your existing card. The embedded chip on your card improves fraud protection when you make purchases at chip-activated terminals. In an effort to enhance security, your new TCU card now includes chip technology. Whether you check out using chip technology or swipe your credit or debit cards, you can pay with confidence all around the world. This prevents stolen data from being fraudulently used.ĮMV cards also enjoy global acceptance.
Every time you make purchases at a chip-activated terminal, a unique transaction code is generated. cardholders, including Travis Credit Union (TCU).Ĭhip-enabled cards provide greater fraud protection. These cards used an embedded computer chip as part of the transaction process. Chip-enabled EuroPay MasterCard® Visa® (EMV) cards are the global standard in fraud protection.